Second Chance Credit Solutions: Faith & Freedom: Restore Your Credit, Renew Your Future

Everyone deserves a second chance at financial success. Our Faith Based Credit Counseling and DIY Credit Restoration Services are designed to help you take control of your credit, rebuild your financial standing, and move confidently toward your goals. With faith-driven support and proven strategies, we’re here to help you break free from the past and build a future filled with opportunity.

ABOUT US


At Second Chance Credit Solutions, we believe financial freedom is both a practical and spiritual journey. Our mission is to help individuals and families—regardless of background—restore their credit and reclaim their financial future, all while honoring Biblical principles.

We combine AI Powered DIY Credit Restoration tools with Faith-Based education to equip you with everything you need to rise above credit challenges. Whether you're rebuilding after hardship or seeking better stewardship, we’re here to walk alongside you—grounded in scripture, driven by compassion, and committed to your success.



Our mission is to offer accessible, Faith-Centered financial education and AI Powered DIY Credit Restoration tools to individuals and families from all walks of life. We empower clients to overcome financial setbacks, restore their credit, and walk in freedom.

We envision a community of financially free and spiritually grounded individuals who live with integrity, manage resources wisely, and honor their financial obligations. Through the integration of scripture and practical tools, our vision is to break cycles of debt, build lasting wealth, and promote stewardship for generations to come.


WHAT WE DO:


We draw guidance from scripture to shape how we approach debt, stewardship, and responsibility:


Proverbs 22:7 says



“The rich rule over the poor, and the borrower is slave to the lender.” This verse reminds us that debt creates bondage. Our goal is to help you break free from financial chains so you can live in true freedom—not just economically, but spiritually.

Romans 13:7 teaches



"Give to everyone what you owe them: taxes to whom taxes are due, revenue to whom revenue is due, respect to whom respect is due, honor to whom honor is due.” This scripture emphasizes the importance of honoring financial and moral obligations. We help our clients build a mindset of integrity and responsibility when it comes to managing money.

Matthew 6:24 declares



“No one can serve two masters... You cannot serve both God and money.” This verse challenges us to examine our priorities. We teach that managing money wisely isn’t about chasing wealth—it’s about removing the burden of debt so you can serve your purpose with a clear heart and mind.

Hebrews 13:5 reminds us



“Keep your lives free from the love of money and be content with what you have.” Here, we are encouraged to live within our means, avoid material obsession, and find peace in financial stability rather than constant striving.



Why Choose Us:


Because credit restoration should be done the right way — with education, integrity, and real support.


At Second Chance Credit Solutions, we don’t believe in shortcuts or cookie-cutter fixes. We provide DIY credit restoration tools and free credit restoration services when bundled with select programs, all grounded in financial education, consumer law awareness, and long-term stability.


💳 Credit Restoration Options That Respect the Law 


 Our credit restoration services are offered in two compliant ways: 

  •  DIY Credit Restoration Programs – Clients work on their own credit using our tools, education, and guidance. 


  •  Free Credit Restoration Services included with our Building Dreams with Keys™ Homeownership Program and our Educate . Rebuild . Elevate Signature Restoration Program.  
This structure ensures transparency, empowerment, and full compliance with credit repair regulations.


🧡 Faith-Based Guidance with Real Strategy 


 We combine faith-based credit counseling with proven financial and credit-building strategies to help clients rebuild with clarity, confidence, and purpose — not confusion. 


 🤖 Smart Technology + Human Oversight 


 Our AI-powered systems help identify inaccuracies, track disputes, and generate compliant letters, while our team provides coaching, review, and monthly check-ins to keep progress moving forward. 


 📊 Education That Creates Independence 


 We don’t just help you fix your credit — we teach you how it works, how to maintain it, and how to avoid repeating past mistakes. 


 ⚖️ Consumer Law Awareness & Protection 


 When potential consumer law violations are identified, they are reviewed carefully and, when appropriate, escalated to our legal partners for further action. 


 🏡 Focused on Real-Life Outcomes 


 From credit rebuilding to mortgage readiness, our programs are designed to support real goals — homeownership, stability, and financial freedom. 


 At Second Chance Credit Solutions, everyone deserves a second chance — and the knowledge to protect it for life.


Our Services

Free Educate . Rebuild . Elevate DIY Program


$0.00


Manually create custom Credit Repair Letters in our system


**Credit monitoring NOT included**


  • Faith Based Credit Counseling
  • Path to 700+ Beginners Credit Restoration Course
  • Credit Building
  • Identify and target derogatory accounts on your own
  • Manually enter Derogatory accounts into our system
  • Dispute with all 3 major credit bureaus  
  • Challenge up to 5 accounts per month 
  • Our Exclusive Facebook / Skool Group
 Perfect for those who prefer a hands-on approach, this program empowers you to take control of your credit with simple tools and faith-driven support—at no cost.






A photorealistic image of a financial consultant, dressed professionally, sitting at a desk in a well-lit modern office. They are carefully reviewing a credit report on a large monitor with a magnifying glass. The monitor displays detailed credit information with a red highlight on a disputed item. The background includes a bookshelf filled with financial books and a window overlooking a cityscape. The scene is composed in a medium shot with a warm color palette, emphasizing professional expertise and trustworthiness. The image should be in 8K resolution with a shallow depth of field, focusing on the consultant's face and the credit report on the monitor. The lighting is soft and diffused, casting a warm glow on the scene. The image should evoke a sense of confidence and professionalism, portraying the consultant's meticulous approach to credit restoration.

 Premium Educate . Rebuild . Elevate DIY Program


$0.00


$39.99/Mo for Credit monitoring


(REQUIRED)

 

Automatically create Credit Repair Letters in our system


  • Faith Based Credit Counseling
  • Path to 700+ Beginners Credit Restoration Course
  •  Credit Building
  • Identify and target derogatory accounts on your own 
  • Credit Reports from all 3 bureaus automatically uploaded into our system with paid Credit Monitoring
  • Our Ai powered tool Automatically Detects all your Derogatory Accounts
  • Challenge up to 10 accounts per month
  • Track your credit score improvement 
  • Our Exclusive Facebook / Skool Group
  • Cancel at Any Time

 
A vibrant, high-contrast image of a person holding a smartphone displaying a credit score app, with a green arrow indicating an upward trend. The background is a blurred cityscape at night, with glowing neon lights and skyscrapers. The person's hand is positioned in the foreground, holding the phone with their thumb on the screen. The image should have a dynamic composition, emphasizing the digital nature of credit monitoring and protection. The colors are bright and energetic, conveying a sense of security and control. The lighting is dramatic, using strong highlights and shadows to create visual interest. The image should have a cinematic quality, capturing the feeling of empowerment and peace of mind that comes with safeguarding your credit.


Educate . Rebuild . Elevate Signature AI Restoration Program


$500 One Time Fee to enroll


Credit monitoring fee required

Our Signature AI Restoration Program offers a comprehensive approach to your financial goals. 

  • Faith Based Credit Counseling
  • Financial Goals & Action Plan
  • Path to 700+ Advanced Credit Restoration Course that teaches you how to challenge and dispute your accounts with AI
  • Credit Analysis & Analyzer to assist that highlight inaccuracies and items that may be out of compliance
  • Credit Builder Program
  • Automated Budgeting System
  • Savings and Investment Tips
  • Customer Support
  • Our Exclusive Facebook / Skool Group
  • Members receive discounts on digital products to support their journey. 

 


A photorealistic image of a financial advisor engaging in a one-on-one consultation with a client in a bright, welcoming office. The client is seated across from the advisor, listening attentively as the advisor gestures with a pen towards a whiteboard displaying a credit score chart and financial terms. The composition is a medium shot, capturing the advisor and client in an intimate setting. The office is decorated with warm, calming colors and natural light. The image should convey a sense of trust and confidence, emphasizing the advisor's expertise and the client's progress. The lighting is soft and diffused, creating a comfortable atmosphere. The image should evoke a sense of hope and empowerment, as the client embarks on their journey towards financial well-being.

 Building Dreams with Keys™ Program


$750 One Time Fee to enroll 


Credit monitoring fee required

Our Building Dreams with Keys™ Program offers AI powered credit restoration, financial planning, consumer law protection, and business opportunities to help you unlock access to better credit, approvals, and new financial possibilities. 

  • Faith Based Credit Counseling
  • Financial Goals & Action Plan
  • Personalized Financial Game Plan
  • Digital/Printable Vison Board 
  • Homebuying Guide and Course 
  • Path to 700+ Advanced Credit Restoration Course 
  • Student Loan Course and tips to help you get out of default or apply for income-driven repayment plans
  • Free AI powered credit restoration services w/ Coaching and assistance w/ letters. 
  • Extensive credit audit, analysis of all three credit bureaus, and monthly check-ins to review progress.
  • Credit Builder Program
  • Automated Budgeting System & Budgeting App
  •  Savings and Investment Tips
  • Consumer Law Protection — violations reviewed & handled by our Attorney
  • Access to Entrepreneurial opportunities to make your own money on the side
  • Start your own credit business or business in any niche. 
  • Customer Support 
  • Our Exclusive Facebook / Skool Group 
  • Members receive discounts on digital products to support their journey. 

 You'll be assigned a preferred realtor or use your own, with the option for agents to join our affiliate program.

A vibrant, high-contrast image of a person holding a smartphone displaying a credit score app, with a green arrow indicating an upward trend. The background is a blurred cityscape at night, with glowing neon lights and skyscrapers. The person's hand is positioned in the foreground, holding the phone with their thumb on the screen. The image should have a dynamic composition, emphasizing the digital nature of credit monitoring and protection. The colors are bright and energetic, conveying a sense of security and control. The lighting is dramatic, using strong highlights and shadows to create visual interest. The image should have a cinematic quality, capturing the feeling of empowerment and peace of mind that comes with safeguarding your credit.

Ready to rebuild your credit and unlock financial freedom? Get started with Second Chance Credit Solutions today.

Contact Us Today!!!

Second Chance Credit Solutions

ADDRESS:
New Garden Road
Greensboro NC 27410
P: (336) 360-5119/ (252) 343-2046

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